Pool financing · Central Florida
Plan the pool. Then plan the payment.
Resurfacing, renovation or a new pool can be paid over time. See what a monthly payment could look like, compare our lending partners, and apply directly on their secure sites.
- Apply directly with the lender
- Estimates only — no credit check here
- Restrictions apply
Published example*
$764.06/mo
$80,000 · 15 years · 7.99% APR
180 monthly payments
- Project
- $80,000
- Interest
- $57,531
- Total repaid
- $137,531
*Lyon Financial’s published disclosure example. Not an offer; subject to credit approval. Restrictions apply.
Payment examples
What $40k, $80k or $100k can look like per month
Illustrative monthly payments using rate-and-term examples published by Lyon Financial. Your actual rate depends on your credit and the lender.
Example 1
Project amount
$40,000
- Example rate (APR)
- 7.19%*
- Term
- 15 years
- Est. monthly payment
- $363.79
Example 2
Project amount
$80,000
- Example rate (APR)
- 7.24%*
- Term
- 20 years
- Est. monthly payment
- $631.82
Example 3
Project amount
$100,000
- Example rate (APR)
- 8.49%*
- Term
- 30 years
- Est. monthly payment
- $768.20
* Illustrative estimates, not offers. Rate/term pairs published by Lyon Financial (checked 2026-09-29); payments calculated by D&J with standard amortization. Actual APR, term and payment depend on the lender and your credit profile. Subject to credit approval; not all applicants qualify. Restrictions apply. See Lyon’s current examples ↗
Payment estimator
Estimate your monthly payment
Move the sliders to see how project size, down payment, rate and term change the monthly number — and the total you’d repay.
Starts at 7.99% — the APR in Lyon Financial’s own worked example. Your rate may be higher or lower.
Estimated monthly payment
$764.06
180 monthly payments
- Amount financed
- $80,000
- Total interest
- $57,531
- Total of payments
- $137,531
This is an estimate for planning only — not a loan offer, pre-approval or credit decision. D&J is not a lender and does not see your application. Restrictions apply.
Lending partners
Apply directly with the lender you choose
Each partner runs its own application, credit review, rates and terms on its own secure site. Compare, choose, and apply there — then tell us so we can schedule your project.
D&J The Pool Resurfacers is not a lender and does not make credit decisions. Both partners describe themselves as facilitators that connect you with third-party lenders.
Lyon Financial
Pool and backyard financing facilitator. Publishes example rates and a payment calculator on its site.
Viking Capital
Pool and home-improvement financing facilitator with online applications.
From estimate to first swim
How it works
Get your quote
We inspect your pool and give you a clear price — financing starts from a real number.
Choose a partner
Compare Lyon Financial and Viking Capital and pick the path that fits your budget.
Apply online
Apply on the lender’s secure site. The credit decision and terms come from them.
We schedule the work
Once your funding is in place, we set your dates and start the project.
Swim, pay over time
Enjoy the finished pool while you follow the repayment terms you accepted.
Before you sign
Questions worth asking any lender
- What is the APR — not just the interest rate?
- The APR includes the interest rate plus certain fees, so it’s the better number for comparing offers. CFPB: interest rate vs. APR ↗
- Is the rate fixed or variable?
- A fixed rate keeps the payment the same for the whole term; a variable rate can change. Ask which one your offer uses.
- Is my home used as collateral?
- Some pool loans are unsecured; home-equity loans and HELOCs use your home as collateral. Know which one you’re signing. CFPB: home-equity loan vs. HELOC ↗
- What will the payment do to my monthly budget?
- Lenders look at your debt-to-income ratio. Choose a payment that still feels comfortable, not just one you can get approved for. CFPB: debt-to-income ratio ↗
- Can I pay it off early?
- Ask whether there’s a prepayment penalty. Viking Capital notes that some programs may have one.
- What’s the total I’ll repay?
- Multiply the monthly payment by the number of payments. Our estimator shows this so you can compare terms side by side.
Ask about financing
Tell us about your project and a specialist will walk you through your options — no obligation, no pressure.
Start with a real number.
Free inspection and quote — then finance it your way.
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